You save for years to purchase your dream home. You spend countless hours on painting, building, decorating—making it yours. But within a matter of moments, all your hard work could literally go up in flames. Liability exposure could leave you battling costly claims for years after an incident. Let the experienced professionals at the Insurance Center of Winchester protect you and your family from the everyday exposures that homeowners face.
Standard homeowner policies can save you thousands. By covering direct damage to your home, detached structures (such as garages and sheds), and most of your personal possessions, a standard policy leaves you feeling safe in the event of a peril.
Also, if you are displaced from your home due to necessary repairs, a standard policy can cover those additional living expenses. Homeowners insurance even helps protect you from liabilities or legal responsibilities if a person is injured on your property.
Condominium insurance covers your personal possessions, damage caused to the interior of your unit and any excess living expenses that you may incur due to an accident. Be sure to learn what your condo association’s master policy covers before purchasing your own. You may need to purchase additional coverage.
Your landlord has a homeowner’s policy, but are you protected? Your landlord’s policy covers any structural damage to the building itself or damage caused by fire, vandalism and theft. However, the policy is not responsible for your damaged or destroyed personal possessions. Renter’s insurance protects your furniture, clothing, electronics and appliances if they are damaged or destroyed. Also, it protects you against costly liability claims.
At the Insurance Center of Winchester, we understand the value of your home and possessions. We work with you—our valued clients—to protect you against loss and liability. Contact the Insurance Center of Winchester by calling (540) 667-0700 or filling out the form on this page.