Auto Insurance in Winchester, VA
Auto insurance is more than just a legal requirement. It’s also your financial safety net if your vehicle gets damaged or is involved in an accident. At Insurance Center of Winchester, our agents are here to help you explore your options and choose the right policy for you.
What Does Auto Insurance Cover? 
Your auto insurance coverage may vary depending on the insurer and your chosen policy. However, a standard policy may include the following:
- Collision coverage may cover your car’s repair costs if you hit an object, a tree or another vehicle.
- Comprehensive coverage may pay for repair costs if your vehicle is damaged by fire, theft, natural disasters or vandalism.
- Liability coverage may be helpful if you were held liable for other parties’ losses and may include the following:.
- Property damage liability coverage may pay for your legal expenses if you’re liable for causing damage to somebody else’s property.
- Bodily injury liability coverage may pay for the medical expenses of a third party injured in an accident in which you were at fault.
- Medical payments coverage may cover you and your passengers’ medical expenses after an accident.
- Uninsured/underinsured motorist coverage may cover your losses if you were hit by a driver with insufficient coverage or if you were involved in a hit-and-run.
How Much Does Auto Insurance Cost in Virginia?
The cost of auto insurance may vary depending on several factors, such as the following:
- Your age and location
- The make and model of your vehicle
- Your driving records
- Your claims history
- Your credit history
- Your deductible amount
Contact Insurance Center of Winchester to learn more or request a personalized quote.