Commercial general liability insurance protects your business from third party claims for bodily injury, associated medical costs and damage to someone else’s property.
General liability insurance is critical if you or your employees:
- Visit a client’s place of work
- Have access to a client’s equipment
- Write or speak about a client’s business
- Use third-party locations for any business related activities
Often, commercial general liability insurance is required before entering into a contract.
Commercial general liability coverage protects and defends you against claims of bodily injury or property damage triggered by their negligence. A business may sue you – and whether it’s your fault or not – a commercial general liability policy will protect your business against covered claims by paying defense costs and any damages up to your policy limit.